Adam H. Douglas is an award-winning writer specializing in mortgage, real estate, and travel content. His work has appeared on Homefinity.com, BobVilla.com, and others. He lives in eastern Canada with his wife, three dogs, and an evil cat.

Bill Rice has over 20 years of experience in financial services, mortgage lending, and fintech. Before entering the industry in 2000, he served in the U.S. Air Force and worked in counterintelligence. Now, Bill is passionate about helping people gain financial control and freedom through sound advice and tools. He regularly shares his expertise through writing, speaking, and media appearances.

Freedom’s writing has appeared in global publications including The Independent Observer Magazine (US), The Independent (UK), The Telegraph (UK), The Chicago Sun-Times, The Los Angeles Times, The Toronto Star, The Baltimore Sun, The Jerusalem Post, The Atlanta Journal-Constitution, Forbes, YahooNews, and many more.