
Contributor
About Tim
Tim Lucas spent 11 years in the mortgage industry as a loan officer and processor, working with hundreds of mortgage consumers to find their perfect mortgage. He’s worked on mortgage loans for a broad spectrum of clients, from first-time buyers using a zero-down USDA loan to an NBA player purchasing a $5 million home. He’s been a homeowner since the age of 26 and is also an active real estate investor, with two single-family rentals in Oregon. He now leverages that vast, real-world knowledge to give consumers reliable, actionable advice. Tim has been featured in national publications such as Time, U.S. News, MSN, The Mortgage Reports, and more.
Meet Other Team Members

Contributor
Adam H. Douglas is an award-winning writer specializing in mortgage, real estate, and travel content. His work has appeared on Homefinity.com, BobVilla.com, and others. He lives in eastern Canada with his wife, three dogs, and an evil cat.
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Founder
Bill Rice has over 20 years of experience in financial services, mortgage lending, and fintech. Before entering the industry in 2000, he served in the U.S. Air Force and worked in counterintelligence. Now, Bill is passionate about helping people gain financial control and freedom through sound advice and tools. He regularly shares his expertise through writing, speaking, and media appearances.
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Contributor
Chris Bibey has 15 years of experience covering personal finance for outlets such as Discover Financial Services, Paychex, Outreach, The Motley Fool, and Neil Patel Digital.
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